Is a pet health plan worth it?
Is it worth taking out a health plan for dogs? Find out how pet programs work, the types that exist, and the pros and cons when hiring in today’s post.
A large percentage of people in Brazil have pets, which is why many owners spend a lot of money on their pet’s health, whether treating or preventing illnesses, or ensuring daily consultations.
Therefore, it is increasingly common to find a health plan for dogs, with different packages that meet the pet’s needs and the owner’s budget. To find out more, keep reading.
Health plan for your pet, understand now how it works:
A dog health plan starts with paying a monthly fee to use services, including regular appointments, check-ups, hospitalizations and/or puppy surgeries.
However, these values vary depending on the type of package selected. The basic rate is on average 25 reais, and more detailed rates with specific services can reach 300 reais per month.
Another factor that affects the value is the characteristics of the dog, taking into account the breed, size and age of the animal.
Package Types
The value of a dog health plan may vary depending on the coverage chosen. Selected by the instructor to meet the pet’s needs. For example, in the basic package, coverage includes regular veterinary care, emergency consultations, exams and discounts on medicines.
In other cases, there are more specific plans, such as emergency surgery insurance and one-off vaccinations. Additionally, animal health programs may include other services. Check out some of them:
Assistance with the birth of the dog;
- Dog castration;
- Physiotherapy treatment;
- Alternative therapies such as Homeopathy and Acupuncture;
- Microchip implant in the dog;
- Dental care;
- Organ transplantation;
- Pet shop services;
- Feed delivery;
- Daily rates for pets in hotels.
Other services can also be included in the animal’s health plan, such as funeral assistance, which includes the dog’s cremation. Therefore, the instructor must always analyze the coverage suggested in the health plan, as certain packages may be more beneficial to your dog’s profile.
Advantages and disadvantages of taking out a dog health plan:
Dogs can develop several diseases at a young age. Some breeds develop symptoms in adulthood or old age. Therefore, each clinical case must be analyzed according to the animal’s health status, including knowledge of the susceptibility of each breed to the disease.
So, to help you decide whether to opt for a pet plan, see the pros and cons of renting these services.
Benefits of taking out a health plan:
One of the advantages of hiring a pet program is the security of having specialized care when your dog needs it, where the most basic coverage is sufficient. For older dogs or those with chronic medical conditions, pet health plans are great for saving individuals through the program.
Another advantage of the pet program in this sense is that the mentor can remain calm in the face of unforeseen events, such as an accident or a virus in a dog.
Disadvantages of taking out a health plan:
One of the disadvantages of a dog health plan is the high price and type of insurance, which may not be good for the owner’s budget. In some cases, packages are more limited and, for specific emergencies, such as surgeries, the program may not cover the procedure.
But this must be explained when signing up for the health plan, as well as when verifying the need to use the service. Therefore, the characteristics of the pet can be used as a way to decide whether to take out a health plan for dogs, as certain diseases predispose certain breeds of dogs.
Therefore, analyze your puppy, do a lot of research, compare prices and plan attributes and make the best decision. Always take good care of your dog and provide the best possible care for their health and quality of life.
